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Loan Rates

Rates listed are as of July 1, 2017 and are subject to change.

Loan Type
Terms
APR*
AS LOW AS

Signature/Personal
     Up to $20,000
     Up to $20,000

 
Up to 48 months
Up to 60 months
 

 
8.50%
8.99%

Ready Credit - Lines of Credit
Adjustable
Up to $10,000 based on
employment & credit.

Minimum
1.5% of

Monthly Balance

10.99%

Overdraft Protection
$1,000.00 maximum

$50 per month

13.99%

Home Equity Line of Credit - Adjustable
Maximum $200,000.00

Not Available at this time

Up to 15 years

5.00%
For existing loans

Second Mortgages - Fixed
Maximum $200,000.00

Not Available at this time

Share Secured
amount in savings or CDs

monthly minimum

2.15%

New Cars
Price up to $35,000
Price over $35,000

 
Up to 5 years 
Up to 6 year financing


2.99%
3.49%

Used Cars
Up to 5 years old

6 or 7 years old

  
Up to 60 months

Up to 48 months


3.49%

4.49%

New Motorcycles
Up to 100% of purchase price

 
Up to 5 years 


4.99%

Used Motorcycles (max 7 years old)
Up to 100% of purchase price

  
Up to 4 years


5.99%

New Boats/RV 90% NADA retail
Maximum financed $150,000

  
Up to 5 years


5.99%

Used Boats
90% NADA retail

 
Up to 5 years 


6.99%

*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. Rate includes direct deposit discount.

For full disclosure, contact us at 202-775-6135.

 

 
   
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