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National Geographic Federal Credit Union (NGFCU) website use policy

Purpose. The purpose of this Acceptable Use Policy is to provide guidelines which will be applied in determining acceptable use of the NGFCU Web site, and to notify you of the terms of this service. As a user of this service, you agree to comply with this policy, the stated acceptable uses and the terms of service.

Online Conduct. The intent of this policy is to make clear certain uses, which are and are not appropriate, not to exhaustively enumerate all such possible uses. National Geographic Federal Credit Union will not monitor or judge all the content of information transmitted over this service, but will investigate complaints of possible inappropriate use. NGFCU may at any time make determinations that particular uses are or are not appropriate with or without notice to you, according to the following guidelines.

You must respect the privacy of others; for example, you shall not intentionally seek information on, obtain copies of, or modify files, other data, or passwords belonging to others, or represent themselves as another user unless explicitly authorized to do so by that user.

You must respect the legal protection provided by copyright and license to programs and data.

You must respect the integrity of computing and network systems; for example, you shall not intentionally develop or use programs that harass other users or infiltrate a computer, computing system or network and/or damage or alter the software components of a computer, computing system or network.

Your use of this Web site should be consistent with guiding ethical statements and accepted community standards. Malicious use is not acceptable.

You cannot use the name "National Geographic Federal Credit Union" or its trademarks or service marks in ways that violate applicable laws or regulations.

You may not use this Web site and any attached network in a manner that precludes or significantly hampers its use by others.

You may not establish connections which create routing patterns that are inconsistent with the effective and shared use of the network.

You may not use this Web site or any attached network for the transmittal or posting of unsolicited commercial email. Also, unsolicited advertising is not acceptable. Advertising is permitted on some Web pages, mailing lists, news groups and similar environments if advertising is explicitly allowed in that environment.

Repeated, unsolicited and unwanted communication of an intrusive nature is not acceptable. For example, continuing to send email messages to an individual after being asked to stop is not acceptable.

Posting Content. When interacting with NGFCU via this Web site, you agree to provide true and accurate information. Further you understand that providing confidential information via email or public discussion boards on this, or any other Web site is an unsafe practice. You understand that you are solely responsible for the content you transmit over the Internet using this Web site provided by NGFCU.

You agree not to reproduce content found on this Web site. You also agree not to interfere with the operations of this site. Intentional interference with NGFCU Web site or brute force attacks will be reported to your Internet Service Provider and/or the appropriate law enforcement authorities.

NGFCU makes no guarantees as to the availability of this Web site. Further, it makes no guarantees that this Web site will meet with your requirements or expectations. NGFCU reserves the right to alter these terms of service at any time, without notice to you.

Remedial Action. When NGFCU learns of possible inappropriate use it will take immediate remedial action. In an emergency, in order to prevent further possible inappropriate activity, NGFCU may report you to your Internet Service Provider and have you temporarily disconnected from this service, or may report you to the appropriate law enforcement authorities.

User Submissions. All information submitted to NGFCU via this site shall be deemed and remain the property NGFCU and NGFCU shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information you provide to this site. NGFCU shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by NGFCU having a direct customer relationship or as otherwise specifically agreed or required by law.

Proprietary Rights. Copyright in the pages, screens, text and images appearing at this site is owned by NGFCU. The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of NGFCU. You cannot use these materials on any other Web site or networked computer environment for any purpose. Unauthorized use of any materials at this site may violate copyright, trademark and other laws. If you breach any of these terms your authorization to use this site automatically terminates and you must immediately destroy any downloaded or printed materials. In addition, use of any software content affiliated with this site shall be governed by the software license agreement accompanying such software.

Links to Other Web Sites. If links to third party Web sites are provided on this site, they are provided solely as a convenience to you. If you use these links, you may leave this site. NGFCU has not reviewed all of these third party sites. NGFCU does not control and is not responsible for any of these sites or their content. Thus, NGFCU does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites, you do so at your own risk. Additionally, it is the sole responsibility of parents or guardians to determine the appropriateness of Web site content of these external links for minors.

DISCLAIMER OF WARRANTY THE PRODUCTS AND SERVICES PROVIDED AT OR THROUGH THIS SITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND TO THE FULL EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAWS. FURTHER, NGFCU DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION, TEXT, GRAPHICS, LINKS, MATERIALS AND OTHER ITEMS CONTAINED AT THIS SITE. NGFCU MAY MAINTAIN THE SITE AND PERFORM UPGRADES, FIXES OR PATCHES ON OR TO THE SITE AT ANY TIME WITHOUT NOTICE.

WARRANTIES; LIMITATION OF LIABILITY NGFCU AND THE OPERATORS OF ANY OTHER NETWORKS WHICH ARE USED AS A RESULT OF THE USE OF THIS WEB SITE DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. SPECIFICALLY, THERE IS NO EXPRESS, IMPLIED OR STATUTORY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, OR FREEDOM FROM COMPUTER VIRUS GIVEN IN CONJUNCTION WITH THIS WEB SITE'S INFORMATION AND MATERIALS.

NEITHER NGFCU NOR THE OPERATORS OF ANY ATTACHED NETWORKS SHALL BE LIABLE FOR ANY DAMAGE ARISING FROM ANY EVENT THAT IS OUT OF ITS CONTROL. NEITHER, NGFCU NOR THE OPERATORS OF ANY ATTACHED NETWORKS SHALL BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, OR ANY OTHER FORM OF MONEY DAMAGES, INCLUDING, BUT NOT LIMITED TO LOST PROFITS, OR FOR THE LOSS OF DATA OR INFORMATION OF ANY KIND, HOWEVER CAUSED, AND ARISING OUT OF OR IN CONNECTION WITH THE PERFORMANCE OR THE PROVISION OF SERVICE BY NGFCU OR BY THE OPERATORS OF ANY OTHER ATTACHED NETWORKS, WHETHER BASED IN CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER THE OPERATORS OF ANY ATTACHED NETWORKS HAVE BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Network Protocols. Verification of the accuracy of any message and all data sent or received is your sole responsibility. NGFCU, nor the operators of attached networks will be responsible for any loss from delays, non-deliveries, incorrect deliveries, service interruptions, including those caused by negligence, errors, omissions or other losses or damages. You use information obtained through this site at your own risk. You are solely responsible for (a) the accuracy and/or quality of information obtained or data transmitted and (b) assuring that each message sent has been received.

Privacy Policy. In accordance with the terms of NGFCU Privacy Policy, NGFCU respects the privacy of its members.

Governing Law; Jurisdiction; Venue. These terms will be governed by and construed in accordance with all applicable federal laws and the laws of the District of Columbia without regard to its conflict of law provisions. Any proceeding relating to these terms must be brought in a state or federal court in the District of Columbia, and you expressly consent to jurisdiction in such courts. Any cause of action brought by you must be instituted within one year after the claim or cause of action has arisen.

Compliance With Laws. Users shall ensure that their acts and omissions and/or content on the NGFCU Web site will comply with all applicable international, national, state and local laws and regulations. NGFCU shall ensure that its services will comply with all applicable international, national, state and local laws and regulations.

Applicable Laws. This Web site is administered by NGFCU from its office in Washington DC. NGFCU makes no representation that materials at the Web site are appropriate or available for use outside the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials at the NGFCU web site or any copy or adaptation in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access the NGFCU web site from outside the United States, you do so on your own initiative and you are responsible for compliance with applicable local laws.

Indemnification. If you are an owner of a NGFCU account, you agree to indemnify, defend, and hold harmless NGFCU against all damages, claims, liability, costs and expenses, including but not limited to reasonable attorney?s fees, arising out of violation of any of these terms by you or anyone accessing the site under your account.

 

 
   
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